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Coin Inventory Checklist: What Every Entry Should Contain

Coin Inventory Checklist: What Every Entry Should Contain

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Editor, MyCoinage · Published 25 August 2026

Quick answer

Every coin inventory entry needs eight core fields (denomination, year, mintmark, grade, acquisition date, price paid, current value, provenance) plus a photograph of both sides. Everything else is optional but useful. MyCoinage captures all of these by default.

TL;DR

  • Eight core fields are non-negotiable, skip any one and the entry is incomplete
  • Photography is the 9th field in practice
  • Provenance documentation goes straight into storage, not "to be filed later"
  • Optional fields (weight, diameter, die variety) matter more for rare pieces than common ones
  • A finished inventory entry should take a knowledgeable stranger under 30 seconds to understand

Table of contents

The 8 core fields

# Field Example Blank = problem?
1 Denomination Sovereign Yes, always
2 Year 1887 Yes, always
3 Mintmark / variety Jubilee head Yes for rarer types
4 Grade EF Yes, affects value
5 Acquisition date 2024-03-15 Yes for CGT
6 Acquisition price £185 Yes for cost basis
7 Current value £240 Yes for insurance
8 Provenance source Spink auction lot 234 Yes for resale

If any of these is blank, the entry is incomplete. Not "less detailed", incomplete. Every one of these fields affects either valuation, taxation, or authenticity.

Denomination

Use the formal name, not a nickname. "Crown" not "five shilling piece". "Sovereign" not "pound gold". Apps index on formal denomination; nicknames break search.

Year

The date as struck. For proof sets, use the set year. For restrikes, record both strike year and original issue date, a 1996 restrike of an 1887 piece is two dates.

Mintmark / variety

The decisive field for many UK coins. 1887 sovereigns come in Young Head and Jubilee Head; 1893 come in Jubilee and Old Head. One year, two to three varieties, meaningful price differences. See what makes a coin rare for why varieties matter.

Grade

Use one scale consistently. Sheldon 1-70 or UK descriptive (Poor, Fair, Good, VG, Fine, VF, EF, AU, UNC, FDC). Mixing scales confuses later. See how to grade a coin for the full crossover.

Acquisition date

ISO format (YYYY-MM-DD) always. "March 2024" is ambiguous; "2024-03-15" is unambiguous. HMRC cares about exact dates for capital gains calculations.

Acquisition price

The all-in figure including buyer's premium, postage, and any insurance costs paid at acquisition. If you paid £100 plus 20% buyer's premium plus £8 postage, the acquisition price is £128, not £100.

Current value

Based on realised auction prices at the current grade. Refresh quarterly at minimum, monthly if active collector. MyCoinage's portfolio updater refreshes hourly automatically.

Provenance source

Auction house + lot number, dealer name + invoice number, private seller's name, or "circulation find, date". Whatever identifies the route the coin took to reach you.

Photographs: the forgotten field

Photograph obverse and reverse of every coin. Not photograph-the-tray-as-a-whole, individual shots, at least 1500 pixels on the long side, on a plain mid-grey background, natural light or daylight LED.

Name files consistently: denom_year_mm_side.jpg. Store them in cloud (Google Drive, iCloud) and attach to the inventory entry. If the tracker dies, the photos survive.

Why both sides

Obverse confirms monarch and year. Reverse confirms denomination, design variety, and mintmark placement. Many fakes reproduce the obverse convincingly but mess up reverse details.

Optional fields for serious collectors

These become essential once you're holding pieces over £500 apiece.

Field Who needs it
Weight (g, to 0.01) Gold, silver bullion collectors
Diameter (mm) Variety hunters
Edge type (milled, plain, lettered) Milled/hammered collectors
Die pairing / variety number (e.g. ESC, Freeman) Specialists
Toning description Silver coin collectors
Third-party cert number Anyone with slabbed coins
Storage location code Multi-safe collectors
Ownership history Provenance chasers

For Charles III era pieces, the design variety matters enormously, see the Charles III coin guide for what to record.

Insurance-grade entries

For items insured over £1,000, the entry needs three additional things beyond the core eight:

  1. A written valuation from a registered valuer (not the app's estimate)
  2. The valuer's credentials, RICS number or professional body membership
  3. Date of valuation, insurers typically require revaluation every three years

Hiscox require a signed valuation within the last 3 years for any single item above £10,000. T.H. March accept the same. See coin collection insurance UK for specialist insurer requirements.

The export

MyCoinage Pro generates a PDF export showing each entry with photograph, fields, and current valuation. Hiscox and T.H. March accept this as the general schedule; the written valuation covers the high-value pieces.

What not to include

Some fields sound useful but cause more trouble than they're worth.

  • Emotional significance, keep in a separate "memories" document, not the inventory
  • Who you bought it with, irrelevant to value, potentially embarrassing later
  • Your opinion on authenticity, either it's authenticated (third-party cert) or it's not
  • Predictions of future value, nonsense, don't bake fiction into records
  • Friend's offers, offers aren't values until realised

The 30-second test

A finished entry should let a knowledgeable stranger, another collector, a valuer, an insurance assessor, understand the coin completely in under 30 seconds. If they need to ask a question, a field is missing.

Try it on yourself

Pick an entry from your catalogue at random. Imagine you're looking at it five years from now with no memory of the purchase. Can you answer:

  • What is this coin?
  • What condition?
  • What did I pay?
  • What's it worth?
  • Where did it come from?

Five yeses, you're done. Any no, add the field.

Common questions

Do I need to record weight and diameter for common coins?

No. A common George V penny doesn't need 0.01g precision. A sovereign does, detects filing or plating. Budget precision where the money is.

What format for provenance, free text or structured?

Structured if the app supports it. Free text otherwise. At minimum: Source type | Source name | Reference number | Date. So: Auction | Spink | Lot 234 | 2024-03-15.

How often should I refresh current value?

Monthly at minimum, weekly for active collectors, hourly if your app does it automatically. Never leave a value untouched for more than three months.

Do I need to photograph coins I inherited?

Yes, especially inherited coins. You'll never have better provenance context than when the original owner's notes are still to hand.

FAQ

Q: What about coins I've sold?
A: Keep the entry, mark it "sold" with sale date, sale price, buyer if known. Don't delete. Capital gains need the record.

Q: Can I share my inventory with a valuer?
A: Yes. MyCoinage generates shareable PDFs for exactly this. A valuer needs the photographs and the core fields; nothing more.

Q: What if a coin has been re-graded (upgrade or crossover)?
A: Record both gradings with dates. The history matters for understanding value changes.

Q: Is there a British standard for inventory entries?
A: No formal standard, but most trackers follow the Spink catalogue's denomination conventions. The fields above are the de facto professional minimum.

Q: What about banknotes or tokens?
A: Different beast, similar fields. MyCoinage is coins-focused; for banknotes use a specialist tool like the British Notes tracker.

Eleanor Wright

I write the guides, grading reference and blog here at MyCoinage. Been collecting British coins since 2012, started with an inherited bag of pre-decimal silver and that was it, I was hooked. My main focus is 20th-century UK proofs and the Elizabeth II pre-decimal silver, but I spend most of my week reading auction catalogues and new coin submissions across every denomination.

If you spot something in a guide that could be sharper or you have a suggestion for a page we should add, drop me a line through /contact, I read everything that comes in.

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